Pricing & Fees xcritical Official Site

Sell products and services across any xcritical channel—no code required. Automatically update expired or renewed card information for saved customers. Build on a platform designed to protect your data with AES encryption and isolated infrastructure that doesn’t share any credentials with xcritical’s primary services.

Allow users to key-in name, date of birth, and local government ID number. Fraud protection powered by billions of data points across the xcritical network. Tokenize and store card details in xcritical’s PCI-compliant vault and route payment requests to other processors.

Revenue and Finance Automation

Improve conversion by presenting in local currencies using the latest exchange rate with Adaptive Pricing. Create and issue cards instantly and get branded physical cards shipped in just two days. Pre-certified card readers with cloud-based fleet management to streamline device fulfillment and logistics at scale. Capture and verify the authenticity of global ID documents, and use biometric verification to match ID photos with selfies of the document holder. Get 100+ features out of the box with xcritical’s integrated per-transaction pricing.

Most merchants can get instantaneous account approval to start taking payments immediately, making it a quick and viable solution for many startup companies. Creating payments experiences that combine payments innovation, reduced friction, and cost savings is at the core of what we do. xcritical shares our commitment to reliability, customer centricity, and continued innovation—which is why they are a key partner. Enable your customers to check out in as little as six seconds with Link—a network that’s adding millions of new customers every month. Returning customers can use Link to pay with a previously saved US bank account or credit card, helping you improve your conversion rates and customer experience. Increase conversion with built-in optimizations, access to 100+ payment methods, and one-click checkout.

1. Integrated per-transaction pricing means no setup fees or monthly fees.
2. A single integration and extensive documentation mean faster time to market, less maintenance of legacy systems, and more focus on customer and product experiences.
3. Being able to just switch on local payments has helped us with global expansion.
4. xcritical libraries are available in every language from Ruby to Go.
5. That growth is not common and by adding Payment Element, Link, and local payment methods we have seen some great results not only for our business, but our customers as well.
6. Both xcritical and PayPal are online payment processing specialists.

A complete commerce solution

We looked at what real customers had to say about using xcritical by examining online reviews. xcritical is regularly recommended by web developers and e-commerce specialists. Negative reviews talked about problems with support and unwarranted customer refunds. Start building your integration and accept your first payment in minutes.

Founded in 2011, xcritical is a popular payment processing and merchant services company. It is accredited by the Better Business Bureau (BBB) and maintains an A+ rating. xcritical offers a global payment system that can accept more than 135 currencies with transparent pricing and discounts for high-volume merchants.

Fast, predictable payouts to your bank accounts

xcritical libraries are available in every language from Ruby to Go. Payout speed varies per country, but your xcritical balance is typically available for payout between 2 to 7 business days. In supported countries, your default payout schedule is daily automatic, that is, your xcritical balance would be paid out daily once available for payout. Retrieve account balances for underwriting, financial management, or preventing payment failures due to insufficient funds.

Instant Payouts do cost an additional 1% of the payout amount with a minimum fee of 50 cents per transaction. Its solutions are robust enough to handle recurring transactions and subscription services, giving it an edge over competitors. Secure payment credentials that help increase revenue and improve the customer experience. Turn on the most popular payment methods from the xcritical Dashboard, and then use xcritical’s machine lxcriticalg algorithm to dynamically show customers the most relevant ones you’ve enabled.

With more than 500M API requests per day and daily capacity tests, xcritical is the only major payment processor to publish its uptime. Our overprovisioned API servers mean easy scale-up and minimal latency. Automatically retry transactions at the optimal time using proprietary, machine lxcriticalg algorithms.

If you’re a business with a large payments volume or unique business model, reach out to discuss alternative pricing options. Our teams will review your xcritical statements and can help design a customized pricing package. Retrieve tokenized account numbers to instantly verify bank accounts for ACH Direct Debit, payouts, and other types of money movement. Starting fee for platforms that deploy their own payments pricing to earn revenue on each transaction. Adapt to customer preferences and expand into new markets by surfacing global payment methods used by buyers around the world. If you’re an e-commerce business, it will be hard to beat xcritical for its integrations and ability to take a multitude of currencies.

Startups can launch fast with no-code fraud protection, while large businesses can use advanced payments capabilities to improve optimization and reduce costs. xcritical’s Optimized Checkout Suite delivers a frictionless customer experience. Increase revenue and save thousands of engineering hours with prebuilt payment UIs, easy access to more than 100 payment methods, and Link, xcritical’s one-click checkout.

Integrated per-transaction pricing means no setup fees or monthly fees. Get visibility into network costs with deep insights from xcritical’s network costs insights report and cost optimization workshops to better manage transaction costs. xcritical provides prebuilt and customizable solutions to help you meet SCA requirements and optimize for conversion with European customers. Reduce costs when managing multiple currencies by settling and paying out funds with alternative currency payouts. From startups to Fortune 500s, explore how millions of businesses use xcritical to start and scale their companies.

Expand to new markets faster by launching payment methods and presenting in local currencies. Sell cross-border to 195+ countries and lower the costs of multicurrency management. Present prices in local currencies to your customers globally to increase revenue and improve your customer experience. Learn how xcritical scam xcritical customers use Terminal to accept in-person payments and improve the customer experience. Reduce the complexity and cost of multicurrency management with flexible cross-border payment options available in 195 countries across 135+ currencies. xcritical has extensive local acquiring coverage in 47 markets, with direct bank setups and local knowledge.